Apr 30 2008

Shopping for the best credit card

Published by Admin at 8:48 am under Finance

Any credit card forms a source of easy credit for your use in many different shops. But before you decide on which card to apply for you must compare credits cards. In their comparison check on the introductory rate offered and the duration, the annual charges, the ability to be used abroad and the ceiling balance that is allowed. The best credit card for you will depend on your personal or individual requirements as your earnings and the intended purpose of use.

The bank of Ireland credit card come in six different forms; the MoneyBack, Ulster Rugby MasterCard, MasterCard standard, MasterCard gold, Queen’s Affinity, and the Student credit card. Despite being provided by the same bank they have several variations as prize winning on money spent, the money back option on certain amount spent and the interest rates charged.  

Another type of credit cards is the Amex republic of Ireland credit card which comes in three distinct levels; green, gold and the platinum. All the three have several similar conditions but varies in their annual charges. The Amex cards are a bit expensive but come with extras as prizes, insurance and twenty four hour customer service.

So you should look at the conditions that fit you so as to apply for the most suitable card for you depending on the interest rates and other conveniences as the credit duration before interest is charge, balance transfers and others. You should also be prepared to use the card wisely for it can be easily abused leading to huge debts which will have very high interest rates. 

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